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Welcome To Love, Geeky Girl

Hi! My name is Samantha!

I am fueled by faith, blogging, and chocolate. I’m all about having authentic and intentional conversations, as well as offering advice where I can. I love talking all things blogging, beauty, and lifestyle. Thank you so much for stopping by! I hope you will choose to subscribe and stay a while!


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Hey guys! Welcome back. I hope you are having a great week so far. Today I wanted to share with you some of the things I am doing to prepare financially for big life changes. I believe we can never be too prepared, especially for things that are planned. So when it comes to moving, career changes, or anything that is planned I like to be as prepared as possible. I also like to have something to fall back on for when the unexpected comes. So here are the things I am doing to prepare for the big life changes, both the ones I know are coming and the ones that I don’t know are coming.

1. Knowing where my money is going.

I have always known that it is important to know where my money is going and how I am spending it. So when it comes to saving money and preparing for the big things in life, I always like to start with what I am spending the money I have on. This way I can make necessary budget cuts and figure out what the priorities are. It helps me wrap my head around everything I have going on before I jump into anything else.

2. Identifying my priority bills.

Once I have an understanding of where my money is going, I take some time to list all of the priorities. This helps give me an idea of the things I will be spending money on every month which will help with saving and planning for the future. It also helps me cut out things that I don’t really need or can focus on spending less money on. Knowing what my priorities are helps keep me a bit more organized as well.

3. Calculating my variable spending.

Variable spending is anything that is always changing or isn’t really a necessity. For instance, groceries is always a variable because I don’t spend the same amount every month on groceries. Clothing is another variable because some months I buy clothes and some months I don’t. It just depends on what I have. But I always like to leave a little bit of money that I can use if I want, but if I don’t I can save at the end of the month.

4. Make a budget.

I think it is super important to have a budget and if I stick to it I know it will work out. It helps me have a plan and have a better idea of what the future holds and how much I can save. It keeps me organized and keeps me from overspending or falling off track too much. So I always do my best to make a budget every month and try not to go over it as much as possible.

5. Start paying off debt.

You might wonder why I would include spending money when I’m talking about trying to save money, but when it comes to student loans, they have interest. So the longer I wait to pay them off, the more money I will have to spend. Also, starting now means I will have them paid off sooner. So starting to pay off debt will help me save money and also raise my credit score.

Thank you so much for stopping by! I hope you enjoyed this. Please like it if you did. Let us know in the comments if you have any tips for preparing financially for big life changes. Don’t forget to follow before you leave if you have not already and I hope to see you next time!

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